2 Articles
Agent Identity
Why naming, governing, and managing AI agents as organizational members changes everything.
March 2, 2026
Your Agents Need Names: Shadow AI Is Already Inside Your Credit Union — The Question Is Whether You're Managing It
Your official AI strategy has two pilots. Your staff has dozens of ChatGPT tabs open with member data pasted in. Shadow AI is already inside your credit union — the question is whether you are managing it or pretending it does not exist.
March 3, 2026
The AI That Remembers You: Why Memory — Not Intelligence — Is What Makes AI Actually Useful for Your Credit Union
Andrej Karpathy says AI memory is crappy and bolted on. He is right — for 99% of implementations. Inside the three-tier architecture and 28,014 evaluations that turn generic AI into an institutional colleague that improves every day.